Sources
- CSGB / Asgari Ücret Tespit Komisyonu (2026 brüt/net)
- GİB gelir vergisi tarifesi 2026
- EPDK mesken elektrik kademeli tarife (yaklaşık)
- BOTAŞ / dağıtım şirketleri doğalgaz (yaklaşık)
- Hazine ve Maliye — kıdem tazminatı tavanı 1. dönem 2026
Turkey Pension Estimate
Contribution days, insurance branch, start date and earnings history shape a pension estimate. There is no single universal formula.
Why one formula fails
Branches 4A/4B/4C and different earning eras can follow different update rules. The pension estimator runs scenarios; SGK records prevail.
Special regimes such as imputed service or hazardous-work credits can change days and amounts. Do not expect a generic estimator to absorb undocumented codes from your transcript.
Days versus earnings
Days support eligibility, while declared earnings influence the amount. Long under-reported periods can suppress the monthly figure even with enough days.
Military or foreign credits may count differently by status. Check age/day conditions before buying credits solely to “top up” days.
EYT eligibility versus amount
8 September 1999 is a key EYT reference. Eligibility does not guarantee a specific pension amount; age and day conditions still apply.
Service credits
Military or maternity credits can add days and sometimes affect the start date. Effects differ by file; use the SGK borrow guide for payment maths.
Other benefits
Survivor benefits and holiday bonuses follow other rules. Bank “pension promotions” are commercial, not the legal formula.
Old-age estimates may omit survivor ratios or holiday bonuses. Those files follow other rules—do not stretch this guide to cover them.
Practical order
Pick status, download service history, separate EYT checks from amount estimates, and treat results as informational.
Budget pension income as a range until SGK awards a figure. Decide bank promotions only after the award, not before.
Practical tips
- Select the correct insurance branch.
- Download a fresh service transcript.
- Separate EYT eligibility from amount.
- Account for under-reported earnings years.
- Do not treat estimates as SGK awards.
FAQ
Final pension amount?
No. It is an assumption-based estimate. SGK’s award follows official records and current rules.
EYT date?
8 September 1999 is the main start-date reference; other conditions still apply and eligibility is not an amount guarantee.
Enough days means high pension?
Days matter for eligibility, but earnings history also shapes the monthly amount.
Do service credits raise pay?
They can add days; amount effects depend on the credited period and base. Not identical for every file.
Is this official?
No. Only SGK processing is binding.