Sources
- CSGB / Asgari Ücret Tespit Komisyonu (2026 brüt/net)
- GİB gelir vergisi tarifesi 2026
- EPDK mesken elektrik kademeli tarife (yaklaşık)
- BOTAŞ / dağıtım şirketleri doğalgaz (yaklaşık)
- Hazine ve Maliye — kıdem tazminatı tavanı 1. dönem 2026
EYT Retirement Guide 2026
Separate cutoff date, day/year thresholds and borrowing; SGK results prevail.
Cutoff date
First insurance before 8 September 1999 is central to EYT discussions about removing the age condition for eligible files. Premium days and insurance years still depend on status (4A/4B etc.) and gender rules.
Our EYT checker builds a simplified scenario — e-Devlet/SGK decide. Soft CTA: verify your first entry date from documents, then run the tool.
Premium days and insurance years
Most files need both day counts and insurance duration. Missing days may be filled via borrowing or revival paths — not every item opens for every file.
Do not collapse female/male and status differences into one slogan. Soft CTA: enter your own dates and days; the output is not an SGK confirmation.
Borrowing missing days
Military/birth borrowing may fill gaps. Use the SGK borrow estimator for days × unit cost, then verify documents and application steps with SGK.
Weigh cost versus benefit beside a pension estimate. Soft CTA: run a missing-days cost scenario before you pay anything.
Pension amount versus eligibility
Eligibility ≠ monthly amount. Use the pension estimate tool for rough average-earnings scenarios only — not the official SGK calculation.
Soft CTA: run eligibility and amount tools separately so you do not confuse “can I retire?” with “how much?”.
Documents and common mistakes
Service statements, entry proofs and borrowing papers form the file backbone. Tools do not generate filings. Mixing cutoff dates, equating days with years, or treating borrowing as automatic retirement are frequent errors.
Informational only. Soft CTA: EYT check → borrow cost → pension estimate, then SGK channels for the final answer.
Checklist
1) Prove first entry date. 2) Note days and years. 3) Run EYT scenario. 4) Price missing days if needed. 5) Estimate monthly amount separately.
These five steps manage expectations. Free tools build scenarios; SGK is authoritative.
Practical tips
- Verify your first insurance date from documents.
- Run a borrowing scenario if days are missing.
- Do not mix eligibility with pension amount.
- Respect 4A/4B and gender rule differences.
- Download a fresh e-Devlet service statement.
- Keep a separate document checklist for filing.
- Informational only — SGK prevails.
FAQ
Did EYT remove the age condition?
For certain entry dates the age condition was removed, but day/year and status rules can still apply. Your SGK file is decisive.
Is the tool official?
No — scenario/info only. Binding decisions and calculations follow SGK records.
What is the cutoff date?
In practice, first insurance before 8 September 1999 sits at the centre of EYT discussions. Verify your own entry date from documents.
Does borrowing guarantee retirement?
No. It may fill missing days, but outcomes differ by file, document set and SGK approval.
What changes the pension amount?
Average earnings, contribution history and current calculation rules. Eligibility and monthly amount are separate questions.
When should I apply?
When requirements are complete, apply via official channels. Early or incomplete filings can delay the process — follow SGK guidance.
